| Preface |
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xiii | |
| Part 1 Introduction to Numbers and Calculators |
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1 | (14) |
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2 | (1) |
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3 | (1) |
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4 | (1) |
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5 | (10) |
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6 | (1) |
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7 | (5) |
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Math & Workplace Skills Project |
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12 | (3) |
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15 | (13) |
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Electronic Display/Printing Calculators |
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13 | (1) |
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14 | (1) |
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Solar-Powered Calculators |
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15 | (1) |
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The Microcomputer as a Calculator |
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15 | (1) |
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Using Your Calculator Correctly |
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16 | (2) |
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18 | (1) |
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Function Keys and Symbols |
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18 | (2) |
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Special Keyboard Features |
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20 | (1) |
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21 | (1) |
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Developing Proficiency at the Calculator |
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22 | (6) |
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Math & Workplace Skills Project |
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22 | (1) |
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23 | (2) |
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25 | (3) |
| Part 2 Fundamental Operations |
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28 | (25) |
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28 | (1) |
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Aligning Digits in Whole Numbers |
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28 | (1) |
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Aligning Decimal Points in Addition |
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29 | (1) |
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29 | (2) |
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31 | (1) |
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Mentally Adding Horizontally |
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32 | (1) |
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Learning to Add Using the Electronic Calculator |
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33 | (1) |
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Getting Your Machine Ready |
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33 | (1) |
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Learning the Ten-Key Touch System |
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34 | (1) |
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Learning the Home-Row Keys |
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34 | (1) |
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35 | (1) |
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35 | (1) |
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Learning to Add Using the 4, 5, 6 Keys (Home-Row Position) |
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35 | (2) |
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Learning to Add Using the 7, 8, 9 Keys |
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37 | (1) |
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Learning to Add Using the 1, 2, 3 Keys |
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38 | (2) |
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Learning to Add Using the 0 Key |
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40 | (2) |
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Learning to Add Using the Decimal Key and Decimal Indicator |
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42 | (1) |
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Learning the Hand Position for the Decimal Key |
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42 | (1) |
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Learning to Add Using the Subtotal Key |
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43 | (2) |
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Figuring Strokes per Minute (SPM) |
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45 | (8) |
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46 | (1) |
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47 | (5) |
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Math & Workplace Skills Project |
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52 | (1) |
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53 | (18) |
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Terms Used in Subtraction |
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53 | (1) |
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Learning to Subtract Vertically |
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54 | (2) |
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Checking Subtraction by Addition |
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56 | (1) |
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Regrouping in Subtraction |
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56 | (1) |
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Difficulties with Zeros in Regrouping |
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57 | (1) |
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Learning to Subtract Horizontally |
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58 | (1) |
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Learning to Express Negative Numbers |
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59 | (2) |
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61 | (1) |
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Combining Addition and Subtraction |
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61 | (10) |
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63 | (2) |
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65 | (5) |
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Math & Workplace Skills Project |
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70 | (1) |
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71 | (16) |
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Terms Used in Multiplication |
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71 | (1) |
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72 | (1) |
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Multiplication with Decimals |
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73 | (1) |
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74 | (2) |
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76 | (1) |
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76 | (1) |
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Using Special Calculator Functions |
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77 | (10) |
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79 | (2) |
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81 | (5) |
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Math & Workplace Skills Project |
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86 | (1) |
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87 | (15) |
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87 | (1) |
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Learning to Divide Whole Numbers |
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88 | (1) |
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89 | (1) |
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90 | (1) |
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91 | (1) |
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91 | (1) |
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Using Special Calculator Functions |
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92 | (10) |
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94 | (1) |
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95 | (3) |
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Math & Workplace Skills Project |
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98 | (1) |
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99 | (3) |
| Part 3 Fractions |
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Introduction to Fractions |
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102 | (17) |
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102 | (1) |
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Fractions and Mixed Numbers |
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103 | (1) |
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Converting an Improper Fraction to a Whole Number |
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103 | (1) |
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Converting an Improper Fraction to a Mixed Number |
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104 | (1) |
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Converting a Mixed Number to an Improper Fraction |
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104 | (1) |
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Reducing Fractions to Lowest Terms |
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105 | (2) |
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Raising Fractions to Higher Terms |
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107 | (1) |
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Converting a Common Fraction to a Decimal Fraction |
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108 | (2) |
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Decimal Equivalents Chart |
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110 | (1) |
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Converting a Mixed Number to a Decimal Fraction |
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110 | (1) |
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Converting a Decimal to a Fraction |
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111 | (8) |
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112 | (1) |
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113 | (5) |
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Math & Workplace Skills Project |
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118 | (1) |
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Adding and Subtracting Fractions |
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119 | (18) |
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Terms Used in Adding and Subtracting Fractions |
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119 | (1) |
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119 | (2) |
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121 | (1) |
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Finding the Lowest Common Denominator |
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121 | (1) |
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Using the Inspection Method |
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121 | (1) |
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122 | (2) |
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124 | (2) |
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126 | (11) |
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128 | (1) |
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129 | (7) |
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Math & Workplace Skills Project |
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136 | (1) |
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Multiplying and Dividing Fractions |
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137 | (27) |
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Multiplying Common Fractions |
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137 | (3) |
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Using Cancellation When Multiplying Fractions |
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140 | (1) |
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Multiplying Whole Numbers and Fractions |
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141 | (2) |
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Multiplying Mixed Numbers |
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143 | (1) |
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Multiplying Mixed Numbers and Whole Numbers |
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144 | (2) |
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146 | (1) |
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Dividing Whole Numbers and Fractions |
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147 | (2) |
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149 | (1) |
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Dividing Whole Numbers and Mixed Numbers |
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150 | (14) |
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152 | (1) |
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153 | (5) |
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Math & Workplace Skills Project |
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158 | (1) |
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159 | (5) |
| Part 4 Percentages |
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164 | (13) |
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164 | (1) |
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Converting Percents to Decimals |
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164 | (1) |
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Converting Decimals to Percents |
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165 | (1) |
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Converting Percents to Fractions |
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166 | (2) |
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Converting Common Fractions to Percents |
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168 | (9) |
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169 | (1) |
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Math & Workplace Skills Project |
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170 | (1) |
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171 | (6) |
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Percentage, Base, and Rate |
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177 | (14) |
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Terms Used in Percentage, Base, and Rate |
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177 | (1) |
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177 | (1) |
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Percentage Shown with Decimals |
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178 | (2) |
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Percentage Shown with Fractions |
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180 | (1) |
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180 | (2) |
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182 | (1) |
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Identifying the Elements of Percent Problems |
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183 | (8) |
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184 | (1) |
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185 | (5) |
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Math & Workplace Skills Project |
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190 | (1) |
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Percent of Increase and Decrease |
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191 | (21) |
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Terms Used in Percent of Increase and Decrease |
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191 | (1) |
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Finding the Actual Increase |
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191 | (1) |
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Finding the Percent of Increase |
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192 | (1) |
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Finding the Actual Increase and the Total When the Percent Is Given |
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193 | (2) |
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Finding the Percent of Decrease |
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195 | (1) |
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Finding the Actual Decrease and the Total When the Percent Is Given |
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196 | (1) |
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Determining Percentage Distribution |
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197 | (15) |
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199 | (1) |
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Math & Workplace Skills Project |
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200 | (1) |
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201 | (6) |
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207 | (5) |
| Part 5 International Math |
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212 | (22) |
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213 | (1) |
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English System versus Metric System |
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213 | (1) |
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213 | (1) |
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214 | (1) |
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Measuring Length Using Metrics |
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214 | (2) |
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Measuring Area Using Metrics |
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216 | (2) |
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Measuring Weight Using Metrics |
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218 | (1) |
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Measuring Volume Using Metrics |
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219 | (1) |
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Measuring Temperature Using Metrics |
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220 | (1) |
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Foreign Currency Exchange |
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221 | (13) |
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223 | (1) |
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Math & Workplace Skills Project |
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224 | (1) |
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225 | (6) |
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231 | (3) |
| Part 6 Mathematics of Buying |
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234 | (29) |
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237 | (1) |
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Calculating Cash Discounts |
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238 | (1) |
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Using the Complement Method |
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239 | (1) |
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240 | (1) |
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Shipping and Insurance Charges |
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241 | (2) |
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243 | (2) |
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Calculating Trade Discounts |
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245 | (2) |
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Calculating Trade and Cash Discounts and Shipping Charges |
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247 | (1) |
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Finding Chain or Series Discounts |
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248 | (2) |
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Finding the Single Discount Equivalent |
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250 | (1) |
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Finding the Net-Price Percent and Single Discount Equivalent Rate |
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250 | (3) |
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Using the Table of Net-Price Percents to Find Net Price |
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253 | (1) |
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254 | (2) |
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Determining the Invoice Total |
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256 | (7) |
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256 | (1) |
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257 | (5) |
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Math & Workplace Skills Project |
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262 | (1) |
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263 | (21) |
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Terms Used in Pricing Merchandise |
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263 | (1) |
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264 | (1) |
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Markon Expressed as a Percent |
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265 | (1) |
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Concepts of Base, Rate, and Percentage (Part) |
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265 | (1) |
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Determining Selling Price When Cost and Markon Rate Based on Cost Are Known |
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266 | (1) |
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Determining Only the Selling Price |
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267 | (1) |
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Determining Selling Price When Cost and Markon Rate Based on Selling Price Are Known |
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268 | (1) |
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Determining Markon Rate Based on Cost When Cost and Selling Price Are Known |
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269 | (1) |
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Determing Markon Rate Based on Selling Price When Cost and Selling Price Are Known |
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270 | (1) |
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Determining Cost When Selling Price and Markon Rate Based on Selling Price Are Known |
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271 | (2) |
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Determining Markdown Sale Price |
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273 | (11) |
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274 | (1) |
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275 | (5) |
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Math & Workplace Skills Project |
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280 | (1) |
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281 | (3) |
| Part 7 Payroll |
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284 | (15) |
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Terms Used in Computing Gross Earnings |
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284 | (1) |
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Calculating Gross Earnings |
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285 | (14) |
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292 | (1) |
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293 | (5) |
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Math & Workplace Skills Project |
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298 | (1) |
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299 | (21) |
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Terms Used in Payroll Deductions |
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299 | (1) |
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300 | (1) |
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301 | (3) |
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Other Deductions: Computing Net Pay |
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304 | (2) |
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Accumulated Earnings Column |
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306 | (1) |
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Completing a Payroll Register |
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307 | (13) |
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309 | (1) |
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Math & Workplace Skills Project |
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310 | (1) |
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311 | |
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117 | (203) |
| Part 8 Taxes and Insurance |
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320 | (21) |
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320 | (1) |
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321 | (2) |
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State Unemployment Insurance Tax |
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323 | (1) |
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Federal Unemployment Insurance Tax |
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324 | (1) |
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Who Should File Federal Income Tax? |
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325 | (1) |
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325 | (1) |
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Federal Withholding and Income Forms |
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326 | (2) |
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328 | (1) |
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329 | (3) |
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Computing Federal Income Tax |
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332 | (9) |
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335 | (2) |
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337 | (3) |
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Math & Workplace Skills Project |
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340 | (1) |
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341 | (21) |
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341 | (1) |
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341 | (2) |
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343 | (1) |
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Automobile Liability Insurance |
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344 | (1) |
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345 | (2) |
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347 | (1) |
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Coinsurance: Coverage Equal to 80% of Property Value |
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348 | (1) |
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Coinsurance: Coverage Not Equal to 80% of Property Value |
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349 | (13) |
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351 | (2) |
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353 | (5) |
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Math & Workplace Skills Project |
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358 | (1) |
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359 | (3) |
| Part 9 Financial Statements and Accounting Practices |
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Income Statement and Balance Sheet |
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362 | (25) |
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Terms Used in Income Statements |
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362 | (1) |
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Income Statement from a Service Business |
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363 | (2) |
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Income Statement for a Merchandise Business |
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365 | (5) |
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Vertical Analysis of an Income Statement |
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370 | (3) |
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373 | (1) |
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Terms Used in Balance Sheets |
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373 | (1) |
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373 | (3) |
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Vertical Analysis of a Balance Sheet |
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376 | (1) |
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Horizontal Analysis of a Balance Sheet |
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377 | (10) |
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379 | (2) |
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381 | (5) |
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Math & Workplace Skills Project |
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386 | (1) |
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387 | (18) |
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Terms Used in Depreciation |
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387 | (1) |
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388 | (1) |
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Double Declining-Balance Method |
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389 | (4) |
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Sum-of-the-Years-Digits Method |
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393 | (2) |
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Accelerated Cost Recovery System (ACRS) |
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395 | (2) |
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Modified Accelerated Cost Recovery System (MACRS) |
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397 | (8) |
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400 | (1) |
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401 | (3) |
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Math & Workplace Skills Project |
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404 | (1) |
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405 | (17) |
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Terms Used in Distribution of Overhead Expenses |
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405 | (1) |
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405 | (1) |
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Various Methods of Allocating Overhead |
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406 | (1) |
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Distribution of Overhead by Square Footage |
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406 | (2) |
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Square Footage Method with Assigned Percents |
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408 | (1) |
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Distribution of Overhead by Total Sales |
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409 | (13) |
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412 | (1) |
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413 | (3) |
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Math & Workplace Skills Project |
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416 | (1) |
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417 | (5) |
| Part 10 Interest, Credit, and Consumer Loans |
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Simple Interest and Compound Interest |
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422 | (33) |
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Terms Used for Calculating Simple Interest |
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423 | (1) |
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Calculating Simple Interest |
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423 | (1) |
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Finding the Maturity Value of a Loan |
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424 | (1) |
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Finding Ordinary and Exact Interest |
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425 | (1) |
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426 | (2) |
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Finding Principal, Rate, or Time When Interest Is Known |
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428 | (2) |
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430 | (2) |
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432 | (3) |
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435 | (1) |
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Terms Used for Compounding Interest |
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435 | (3) |
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Compounding Interest Semiannually or Quarterly |
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438 | (3) |
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Using Compound Interest Tables |
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441 | (4) |
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Calculating Present Value Using a Present Value Table |
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445 | (2) |
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Present Value Compounded Quarterly |
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447 | (8) |
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448 | (1) |
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449 | (5) |
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Math & Workplace Skills Project |
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454 | (1) |
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Charge Accounts and Consumer Loans |
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455 | |
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Terms Used with Charge Accounts |
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455 | (1) |
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456 | (1) |
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Annual Percentage Rate (APR) Computed Monthly |
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457 | (1) |
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Methods of Calculating Finance Charges |
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457 | (3) |
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Calculating the New Balance on an Account |
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460 | (1) |
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461 | (1) |
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Calculations Used When Buying on an Installment Plan |
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462 | (2) |
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Determining the Total Installment Price and Finance Charge Amount |
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464 | (1) |
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464 | (3) |
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Comparing Cash and Installment Purchases |
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467 | (1) |
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467 | (2) |
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Preparing a Loan Payment Schedule |
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469 | |
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470 | (2) |
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Math & Workplace Skills Project |
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472 | (1) |
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473 | (6) |
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479 | |
| Part 11 Bank Services |
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Checking Accounts, ATMs, and Statement Reconciliation |
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422 | (83) |
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Terms Used with Checking Accounts |
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484 | (1) |
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Checking Account Services |
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484 | (1) |
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Automated Teller Machines (ATMs) |
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485 | (1) |
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485 | (6) |
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Statement of Bank Account |
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491 | (2) |
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493 | (12) |
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497 | (1) |
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Math & Workplace Skills Project |
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498 | (1) |
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499 | (6) |
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505 | (66) |
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506 | (1) |
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506 | (1) |
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Finding a Cash Dividend on Common Stock |
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507 | (1) |
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Preferred Stock Dividends |
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508 | (1) |
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Distributing Profits Between Preferred and Common Stockholders |
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509 | (1) |
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Finding Earnings Per Share |
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510 | (1) |
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511 | (1) |
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Calculating the Cost of Stocks |
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512 | (2) |
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Finding the Current Yield |
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514 | (1) |
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Calculating the Price-Earnings (PE) Ratio |
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515 | (1) |
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516 | (1) |
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517 | (1) |
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517 | (1) |
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518 | (1) |
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Calculating Costs for Buying Bonds |
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518 | (1) |
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Calculating the Rate of Annual Yield on Bonds |
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519 | (14) |
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521 | (2) |
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523 | (5) |
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Math & Workplace Skills Project |
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528 | (1) |
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529 | (4) |
| APPENDIX |
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Addition Drills for Developing Touch Control |
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533 | (9) |
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Answers to Addition Drills |
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542 | (9) |
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Answers to Assignments (Odd-Numbered Problems) |
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551 | (10) |
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561 | (4) |
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Answers to Proficiency Quiz Reviews |
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565 | (4) |
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569 | (2) |
| Index |
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571 | |
| Assessment |
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1 | |
Other versions by this Author
